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Wednesday, March 25, 2015

Discounts, Discounts, Everywhere... But Are You Getting All of Them?


 
 
Discounts are the best way to save on your insurance premium each and every month.  But a lot of people are missing out on them!  With a little bit of paperwork from you to your agent, you could see great savings.

1.)  Security Discounts - Does your home have a security system or fire protection system?  Some of these devices will help you save big on your home or renters insurance.  If you have a certificate of installation (and even if you don’t), let us know and we’ll see if you qualify.

2.)  Driver Training & Defensive Driving - Did your child take Driver’s Ed?  Did you take a Defensive Driving course?  These classes will typically qualify for discounts!  Just bring in a copy of your completion certificate and we’ll get it added to your policy. Did you know you can now take the course online from the comfort of your couch? www.HVDDonline.com

3.)  Good Grades - Good grades will help you save!  Some of our policies offer a discount for full time students 25 years of age and under who maintain a high GPA.  Give us a call to see the requirements for your policy. 

4.)  Payment Discounts - There are many different options when it comes to paying your premiums.  Some policies offer discounts for paying in full or a reduced installment fee if you put the payment on auto-draft.  We can advise you of all the payment options so you pay as little as possible.

5.)  Multi-Policy Discounts - When you have all of your insurance in one place, you save more!  If your auto and home insurance is spread out between multiple companies or agencies, let us help you consolidate.  You’ll be better protected (with less gaps in coverage) and save money!

The key?  Talk to your agent!  When we schedule regular annual reviews, we can review your policy discounts and make sure you are receiving the best coverage at the best price.  Call today (888) 565-2212 or visit us online to schedule an appointment.

At the Bryan Insurance Agency we are your local car insurance agents for the Hudson Valley, New Windsor, and Long Island and other surrounding New York areas.

Tuesday, March 17, 2015

Protect You & Your Family During Severe Weather


Did you know that March is Severe Weather Preparation Month? 

While here in New York it may still feel like winter outside and you can barely see the ground through all of the snow, trust me it won’t be long until spring arrives.  And with it comes spring storms!  Is your family prepared?


First things first, make sure you have designated a safe place to go to if the weather gets bad.  It could be your basement, a closet in the center of the house, or a room with no windows or outside walls, like a bathroom.  Make sure this space is cleared out enough that you could easily get your family inside if needed.  (You don’t want to be clearing out the closet at the time of a tornado or bad storm!)


Next, put together a small emergency kit. Set it up in a backpack so it’s all in one place. What would you need if the power was out?  Consider putting in flashlights, extra batteries, canned food, and plenty of water.  (Don’t forget supplies for your pets too!)

Keep emergency phone numbers in your cell phone contacts, including the phone number for your insurance company!  You could even save a note in your phone with your policy numbers too.

While we can’t prevent bad weather, it’s always great to be as prepared as possible.  Take care of your family first and know that we’ll be there to protect your belongings. 

For more ways to protect you and your family, contact us at 888-565-2212 or www.bryanagency.com. At the Bryan Insurance Agency we want to be sure you and your family are protected. Call us for a free second look. We are the top insurance agency for car insurance, home insurance and business insurance for New Windsor, Long Island and the rest of New York.

Friday, March 13, 2015

4 Simple March To Do's to Protect Your Family and Save You Money


 
 
What do you need to do this month to keep your home running smoothly and your family protected?  There are a few simple things that you can do and take less than 30 minutes of your time. Schedule one each week in March! Read below to find out! 

1.)  Change Batteries In Smoke & CO Detectors - When the time changes, it’s a great idea to change the batteries in all smoke and carbon monoxide detectors.  This way you always know that they are working and in good order!  The spring time change this year is on Sunday March 8th. 

2.)  Make A Severe Weather Plan – March comes in like a lion and out like a lamb. That being said, it is the start of spring and the stormy season. Designate a safe place in your home in case of bad weather.  Stock it with basic emergency supplies and throw in an extra flashlight and batteries too! Here are some tips on downloading

3.)  Check Your Credit Report – Did you know that March is Credit Education Month?  When was the last time you checked to see that your credit reports were accurate?  If it’s been over a year, stop by www.annualcreditreport.com and order a free copy today. 

4.)  Review Your Insurance Discounts – I’m all about the discounts. Did you know that on any given car insurance policy, there are up to a dozen discounts available to you? ONE DOZEN, 12, aka a whole lotta savings opportunities! Are you getting all the discounts you qualify for?  Call us at 888-565-2212 or visit us online to review your policy and see if there are any changes that need to be made. 

And as always, give us a call if you have any questions or need assistance with car, home, business, or life insurance. At the Bryan Insurance Agency we are the top insurance agency in the Hudson Valley area serving New York, New Windsor and Long Island. Contact us today at www.bryanagency.com/contact or 888.565.2212.
 
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